About Henk Kruger

  • Academic Level Certificate
  • Salary viewable by ESAfrica only 0
  • Gender Male
  • Profession Banking & Finance/Financial Services
  • Viewed 55

About me

My extensive experience and successful track record in international business management, Financial Services and Vehicle & Asset Finance gained over a successful 30+ year global career. As you will see from my attached CV, I closely meet your requirements and am confident that I possess the skills, qualifications, and vital experience necessary to make a very significant contribution at your company.


As an accomplished, emotionally intelligent, and delivery-focused CEO/COO/Specialist Consultant and executive business leader, I have demonstrated a consistent track record in delivering value add business transformation solutions to drive performance, market growth, revenue and reputation of leading financial organisations ensuring alignment with stringent timelines, quality standards and budgets.  I have an excellent combination of technical skills, commercial acumen, leadership competencies and personal attributes that would enable me to integrate well into this role.


I am recognised for a broad and highly transferable skill set encompassing operations management, project management, systems implementation, territory expansion, deal structuring, process re-engineering, people development and coaching, C-level advice provision, continuous improvement and multi-million budget / P&L management.  In addition, I am a subject matter expert in asset finance, vehicle and asset finance, leasing, corporate banking business banking, micro finance and SME finance.


Highlights of my career include:


  • Directed and coordinated the end-to-end delivery of all the Barclays Bank Africa (now ABSA) new Asset Based Finance/Vehicle and Asset Finance/Leasing businesses across Africa and Indian Ocean Islands – Kenya, Zambia, Botswana, Mauritius, Ghana, Uganda, and this included, but were not limited to, creating the first Pan-African leasing legal documentation, deployment of systems, business strategies, employment of local staff and training. As a result, the business became the largest in Africa (excluding South Africa & Namibia) within just 5 years with a new business
  • Generating new business and driving revenue, profits, and growth for leading financial company’s worldwide
  • Spearheaded the end-to-end implementation, rollout, and delivery of could-based, business-critical systems including Human Capital, Leasing & Lending systems as well as ERP solutions.
  • Conceptualised, authoring and introducing Income Tax legislation in Kenya and leasing agreements across 9 countries


In addition to my experience and personal qualities, I am recognised as being a trusted senior manager with success in building, leading and coaching cross-functional teams to achieve project and company objectives. Furthermore, I am able to build collaborative relationships, engage and influence senior stakeholders, clients, colleagues and business users.


  • 1972 - 1980
    Linden High


    Accounting & Economics


  • 2018 - Present
    ABF Outsource


     Currently providing strategic consultancy in areas including business turnaround strategy, new business implementations, systems development and legal environment development in Leasing / Asset Based Finance  Build, manage and maintain effective and collaborative relationships with clients and key stakeholders across the corporate, SME, Micro Finance and Retail Market segments

  • 2016 - 2016
    AMSCO/First Capital Bank, Gaborone, Botswana


     Primarily accountable for designing, developing and implementing a new Asset Based Finance Retail & Microfinance system from scratch with ownership for defining initial business case, managing legal agreements and managing procurement  Planned and designed system functionality and features whilst overseeing and coordinating the end to end rollout and user adoption programme ensuring alignment with stringent timelines and specifications whilst holding full P&L responsibility  Played a pivotal role in the development of the Personal and Micro Loan Finance system along with associated processes  Successfully achieved double the annual budgeted new business volumes with zero arrears within 9 month of launch


Operational Strategy Execution
Executive Business Leadership
New Business Development
Systems Design & Rollout: - ERP/Leasing/Lending Systems
Business Turnaround




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